Wednesday, October 22, 2008

Bundled Services

While I think it's creepy to have mega-conglomerates or single corporations owning all of my telecommunications dollars, I'm also not about to refuse the opportunity to get a better deal by bundling, if the savings are substantial.

I've been using Verizon for my phone service, both home and office, and Charter for cable TV and Internet. (I tried Verizon's DSL with disastrous results a few years ago and will never go back.)

While my initial foray into VoIP was TERRIBLE with Vonage, I'm game for giving it another go because of the savings--and the office landline as a backup.

My introductory rate with Verizon was up a few months ago. I called them to see if they'd extend it--or even just match the Charter rate, but they declined.

So, tonight, I invested half an hour and got the switch to Charter taken care of.

It took some time to sort out the best deal. I could save by using a coupon that came with my bill, by using a bundled purchase option online, or by calling. A few minutes spent sorting the options and chatting with a rep got me my new deal.

I'll have everything I have now (all my cable channels and the same Internet, plus voicemail and unlimited long distance, etc.), but it'll cost me a total of $119.97/month versus the $162 I've been paying since my Verizon rate went up.

It was a nuisance sorting through the various options. And I was misinformed by the online chat rep about being able to use my $50 coupon. So there was an extra phone call involved to sort that out.

In the end, though, I invested less than an hour in the project and will save $42/month for the next 12 months, a total savings of $504. Not a bad hourly rate.

Moral of the story: It's worth it to take the time to research options and combinations when shopping for TV, Internet, and phone services in order to get the very best deal.

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Friday, October 3, 2008

Why I love the LL Bean card

Far be it from me to encourage credit card spending, but for me, the LL Bean card (now from Barclay's) is the very best of what credit cards can be. The perks are big; the downside minimal.

Let me explain.

I frequently shop at LL Bean. Maybe it's because I'm a Mainer. Maybe because I live in New England where good, durable foul-weather gear is a must. Maybe it's because I'm so practical, but I love LL Bean.

Everything you buy has a lifetime guarantee. You dig? You can buy a pair of winter boots and never have to replace them again as long as you live. Ditto tents, sleeping bags, winter coats, sleds, furniture--everything they sell. You can return whatever you buy at any time if it starts to fall apart--only it pretty much never will. So, rather than buying something somewhere else and paying to replace or repair it, with LL Bean, you opt into a system of quality and dependability that is unmatched.

I recently bought an air mattress, for instance. I had been shopping around for them for years. And every one I had ever encountered had developed a leak, was uncomfortable, or had some crazy pump system--or lack thereof. Enter LL Bean. I found one--on sale ($40 off, I think)--that was durably constructed, got rave reviews from users, and has a handy-dandy-built-in pump. Like, you literally just push a button and the thing blows itself up and then deflates itself, too.

(We haven't slept on it yet, but we did inflate it and spend an evening lounging on it and watching TV and we pretty much decided its better than at least one of our real beds!)

Because I have the LL Bean Visa card, I paid no sales tax, no shipping, and if it turns out it isn't right, I can return it free of charge, too! Plus, if it ever--for the rest of my life--rips, leaks, or fails me in any way, I can return it. For free. AND, because I have the LL Bean Visa, I earned 3% of that purchase back towards another purchase.

Today, for instance, I bought a pair of winter boots. They're vegan, which is hard to find. And by applying my LL Bean coupon dollars ($10), which were a reward for opening the card and making the mattress purchase, I saved $19.95 on shipping and the price of the boots. Plus, I'll earn $7 in coupon dollars toward my next purchase because of a double coupon dollars promotion. I also saved by not paying any sales tax.

If they don't fit or I don't like them, I can just send them back, free of charge, or take them in on my next trip home. (I actually have here a pair of LL Bean boots that I bought a few years ago, but which are horribly uncomfortable and which have a flaw in the lace-up construction--the metal loops shred the laces. I want to return, but keep feeling shy about it since it's been so long. Once I get up the nerve to send them back, if I apply that credit toward this purchase, it's like getting half-priced boots, really.)

Last month, when my sister-in-law wanted to buy her daughter a monogrammed LL Bean backpack for kindergarten, I ordered it for her. The monogramming and shipping were both free, saving her about $20 and earning me $1.65 in coupon dollars.

Seriously, I love this card. The important thing to watch out for--for me--is that I don't get shop-happy and start buying all sorts of things just because it's so easy. I stay away from the catalog until after I've decided I need something--such as a backpack, boots, or an air mattress. I also have to remember to pay off the balance immediately because the interest rate is very (very) high.

The card also gives me 1% in reward dollars for other, non LL Bean purchases. And has some excellent travel-related and other perks. So, at some point, I may start using it for regular monthly purchases--such as the cable bill--so rack up more coupon dollars (which don't expire for a year) but for now, I want to use it only for LL Bean purchases--or large one-time purchases--so I don't fall into the trap of spending more money than I have.

I'm not saying you should necessarily get the LL Bean card. But I am saying that if you're going to have a credit card in your life, it's worth shopping around and finding the very best card for your lifestyle. To learn more about the card, visit LL Bean.com.

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Saturday, March 8, 2008

Ten Things You Can Do to Save Money This Year: Two

2. Shop with a list. (And don't shop hungry.)
  • This also falls under the heading of #3, Plan Ahead.
  • Peter and I keep a notepad on the fridge. It cost 79 cents and comes with a magnet that holds it up. One pad lasts almost a year. Whenever we run out of something or think of something we want, we put it on the list. Then, when we go grocery shopping, we bring the list, cross things off as we find them. This saves time and it saves money, because we buy fewer impulse items. It also helps to ensure that we have all of the ingredients for our planned meals.
  • Last week, I sat down with the sales circular from our local Big Y grocery store. I made a list of items we needed that were on sale. We drove three miles to the store, bought the items on our list, plus a few others, and saved over $50.

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Thursday, November 29, 2007

Save on Candidate Gear

If you're looking to support Barak Obama, now is a good time to visit the official online store of his campaign. Through Sunday, December 2, enter coupon code "Fall07" to save 10% on your oder. Enter coupon code GFC to save 15%. I don't know if you can use the two together...

Also, the store is discontinuing some of its merchandise so there are some deals to be had, including $10 tank tops. Enjoy.

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Friday, December 1, 2006

Free LL Bean Shipping

LL Bean offers an option to its online shoppers called "Smart Post." It's provided by FedEx and can take up to 14 calendar days--but it's completely free.

To use Smart Post when buying online, you must have a coupon code. These codes change from time to time. The most recent one, 2324840, seems to have been discontinued. I haven't ascertained the new code yet. If you have, please drop me a line or post a comment.

If you're ordering via catalog, I think you can ask the customer service representative directly for SmartPost, although I've not yet tried this.

When I get the new code, I'll post it here.

If you have a SmartPost code, here's how to use it:

When checking out, click the Redeem button, then click the Promotions tab, and enter the 7-digit code in the box. Then click Continue Checkout. Your order total in the upper right corner (and in your shopping cart) should reflect the savings.

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Wednesday, November 29, 2006

Eddie Bauer coupon December 2006

Save 15% off any purchase, plus get free shipping at eddiebauer.com. During checkout enter DREALSIMP in the Promotion Code Box on the Delivery & Extras page. If you order by phone, mention code Q272. The code can be used more than once. There is no minimum purchase. The shipping is free, but a $3 handling fee still applies. Coupon expires 12/24/06.

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